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 It's been nearly - two years, since the time,  news around world , this horrific pandemic began infecting humans! We seem to have lost many opportunities, by failing to act, when needed, in a well - considered, timely manner, under the auspices of scientific and medical experts and professionals! Over 800, 000 Americans have lost their lives (and, probably, even more), and several million, world - wide, and tens of millions (and more) have been infected, to various degrees, etc! It seems, every time, we feel, we have taken a step - forward, in this battle, the virus has mutated, and we end of losing more ground. The original version, the Delta variant, and now, Omicron, have shown, amazing resiliency, and deadly - power! Even, with the fast, roll - out, of the vaccinations, which are believed to be, the best ones, ever, created to combat any virus, etc, we still are losing lives, and many are infected, etc! It seems, we have lost, 2 years, as well, and economies, as well as econom

The Journal of Finance and Accounting Research is a multidisciplinary international journal of the Department of Banking and Finance, Dr. Hasan Murad School of Management , University of Management and Technology , Lahore, Pakistan. JFAR is committed to publishing high-quality studies in finance and related fields and is widely circulated, both nationally and internationally. We are motivated and moved to make something happen from bringing people together for brand awareness and lead generation. Without question, this is the time to put together a few major pieces that will make the event process move smoothly. If done quickly, it can make the event better or more realistic for the hosts. The delegation of Federation of Pakistan Chambers discussed with Mian Muhammad Nawaz Sharif the current economic situation, issues facing the business community, budget proposals. Department: Social Sciences At IBHM, we are striving to become one of the pre-eminent management education providers

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